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Buyers - Buy Now!

This week's message is super simple: If you are in the process of buying or thinking of buying - BUY NOW. Why so important to buy now? Several reasons: Just as I warned about 2 weeks ago in my newsletter - Unemployment numbers came out. They were very good numbers. This was NOT GOOD for interest rates. Interest rates jumped considerably and as of today are hovering around 7 3/4%. We expect them to hit 8% by the end of the year. Buying now can save you $100's of dollars a month potentially compared to waiting for the end of the year. We are also helping our buyers BUY DOWN POINTS on their interest rates and NEGOTIATE 2/1 BUYDOWS - saving them between $500 and $1000 a month in interest each month for the first 2 years!

Credit Score Change Could Help Millions of Buyers

In a significant move aimed at improving the financial well-being of Americans facing medical debt, the Consumer Financial Protection Bureau (CFPB) has taken the initial steps towards eliminating medical bills from individuals’ credit reports and lending evaluations. The decision stems from the recognition that medical debt holds “little predictive value” in assessing creditworthiness. CFPB Director Rohit Chopra emphasized the need for this action, stating, “Research shows that medical bills have little predictive value in credit decisions,

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Home Prices Are Not Falling

In the closing months of the previous year, ominous predictions from housing experts loomed over the real estate landscape, forecasting a steep crash in home prices for 2023. The media eagerly latched onto these forecasts, painting a bleak picture of the housing market’s future. As negative headlines proliferated, doubts began to sprout in the minds of many regarding the resilience of the residential real estate market. But if you found yourself pondering whether to postpone your moving plans due to this media frenzy, here’s the unvarnished truth: “Lots of people decide to keep their luxury property as a rental if they’re relocating because their mortgage payments, especially if they have a low rate of 3% or 4%, can be covered by the rent,” Blanchet said. In the Tampa, Sarasota and St. Petersburg areas in....